New Health FSA debit card introduced for 2014

A Health Flexible Spending Account Plan (Health FSA) is a benefit plan that lets you save money by putting pre-tax money aside in a special account to help pay for certain medical costs and other health services. This means you can save on what you pay in your annual income taxes.

Open enrollment is currently running until midnight November 2, 2013, for the Health FSA plan, which is available to BLET represented engineers working on participating railroads, and all train service employees of Texas Mexican Railway.

New for 2014 — Health FSA Debit Card

When you enroll in the health FSA for 2014, you will be able to use a special debit card to easily pay for eligible FSA expenses. The debit card is connected to your flexible spending account so there’s no need to write checks or submit claim forms. Look for more information in the future that explains how your debit card may help you manage your out of pocket expenses.

• Visit the Your Track to Health website to learn more about the Health FSA features and benefits.

• Click here to calculate your potential savings by using the new Health FSA Calculator Tool (look for the link under Forms & Tools on the main Health Flexible Spending page).

• Visit the Your Track to Health website to enroll in the Health FSA benefit for 2014.

To enroll, go to and click “Login” in the upper-right corner. If you have already registered, enter your username and password. If you have not yet registered, select “New User?” at the bottom of the screen to complete your registration.

Once logged in, look to the upper-left corner of the screen, select the option to “ENROLL NOW FOR 2014.”

For more information, download this Health FSA flyer (PDF).

This important health care benefit, secured by the BLET during the most recent national contract, is in danger of falling by the wayside unless membership participation increases. At least 5% of eligible engineers must participate in the Health FSA in the 2014 Plan Year, and 7.5% in the 2015 and subsequent Plan Years, or the Carriers will have the right to terminate the plan beginning with the following Plan Year. The deadline to register for the 2014 benefit year is November 2, 2013, and the BLET is encouraging all members to sign up.

You must enroll in your FSA every year — FSA enrollment is NOT automatic each year. Open Enrollment ends at midnight on November 2, 2013.

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